Funding support is a service that Strategic Voyages offers. We aren’t a traditional loan brokerage firm who simply send your information and credit to a hundred banks hoping they stick. As business consultants we seek to understand how your business works, what type/structure of financing is best for you, and then introduce you to one of the bankers in our network. It’s the process we’ve taken to help business owners who in one of several situations:

1. Have complicated financing needs
2. Recently declined for a loan
3. Drowning in debt
4. Always seeming to be short on operating capital

Yes, business owners can apply for and get loans without our help. However, we know that running a business is time consuming and many business owners don’t have time to talk to dozens of banks, reviews tons of complicated and different lending options, navigate conversations with bankers, chase down paperwork, and overcome underwriting issues. Every bank has a different “risk appetite”. We’ve developed personal relationships with each bank we recommend and, with a deep understanding of what each bank specializes in, we’re able to remove the guesswork. Then, we work hand in hand with our clients and the bank to navigate the entire process.

We can even business owners who get declined for a loan or have complicated financing needs. Our network of private lenders has helped many businesses secure the financing they need to support short term operations. Often times, private lending is a last resort due to the higher interest rates and/or fees. We recognize that in some situations, it’s absolutely necessary. Before we even start the private lending process with our clients, we develop a plan with our clients to transition out of the private financing.

Did you get lost at sea with one of those crazy online loans like Kabbage or On Deck? They can put quite the strain on a business’s cash flow. We’ve helped our clients get away from using those lending vehicles as their interest rates are usually either incredibly high or not disclosed, not to mention the repayment plan for these types of loans is usually extremely aggressive.

Always seem to be short on operating capital? Our network of lenders have helped countless businesses secure lines of credit at very competitive rates. In fact, many banks want to see the line of credit revolving. We build processes for our clients to improve operations and reduce the need to use their line of credit. This puts them in a great financial position.

Want to see if we can help you? Please start here.

We’ve been working with business lending for over 10 years. In fact, our founder, Matt Wilhelmi, started his professional career in banking.

Are you a banker wanting to know more about how we can work with you? Please email us for more information: Matt@SVBusinessConsultants.com. We keep track of where all our clients’ relationships originate to ensure circular referrals. We’ve helped dozens of bankers with their clients who have had a loan turned down to go through our process. We help them:

• Get short term financing they need
• Establish processes to improve their operations and financial situation
• Refer them back to the original banker who can refinance the short term financing with a traditional banking lending product.